I’ve been doing some research lately, and not finding any answers, about the use of personally purchased body armor vs department issued. I was asked a question about benefits and workers compensation in regards to this question. The officer that asked the question wanted to know if benefits or workers compensation could be denied or reduced to an officer/family if they choose to wear their personally purchased body armor.
I know a number of people choose or have to buy their own rifle plates and some the same with soft armor. And I realize that not all departments issue body armor which in this day and age baffles my bind, but I digress.
Anyhow, has anyone ever seen where an officer or their family were denied benefits or paid reduced benefits when they were injured wearing personal armor vs department armor? Is there any legal standing one way or the other on this issue?
The above question is asked assuming that the armor being worn is from a reputable company with NIJ certification and not outside of its warranty period; and that the personally owned armor is equal to or exceeds the department issued armor as far as ballistic ratings and body coverage are concerned.